{"id":2,"date":"2024-05-07T18:01:07","date_gmt":"2024-05-07T18:01:07","guid":{"rendered":"https:\/\/aaastudentloan.wpenginepowered.com\/?page_id=2"},"modified":"2026-04-30T15:21:49","modified_gmt":"2026-04-30T15:21:49","slug":"home","status":"publish","type":"page","link":"https:\/\/www.aaaadvantageloan.com\/","title":{"rendered":"Home page"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,128,224,0.11) 1%|rgba(79,167,234,0.05) 25%|rgba(255,40,37,0.05) 61%|rgba(255,255,255,0.05) 100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font_size=&#8221;40px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 class=\"banner-desk\">AAA Advantage Student Loan<\/h1>\n<p>The AAA Advantage Student Loan is a private student loan that could help pay for college. <span>Whether you are <\/span><span>enrolled in an<\/span> <span>undergraduate<\/span><span>, grad<\/span><span>uate<\/span><span> or graduate certificate <\/span><span>program<\/span><span>,<\/span> <span>y<\/span>ou worked hard to get into college, let us help you pay for it.<\/p>\n<p><span>Applying for a student loan can seem complicated. AAA eliminates the confusion by offering lending products with features and benefits that are plain and honest.<\/span><\/p>\n<p><span>Y<\/span>ou can <span>find<\/span> your rate<sup><span>1<\/span><\/sup> in minutes, with no impact to your credit, and easily compare your options before you choose.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;http:\/\/aaa.psl.sparrowfi.com&#8221; button_text=&#8221;Find My Rate&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;0bf16a6d-2a45-4c39-960a-142d29b9e55d&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/Banner-img-1.png&#8221; title_text=&#8221;Banner-img&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;69px|auto||auto||&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Variable Rate Loan Details<\/h2>\n<p>AAA Advantage Student Loan<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_6,1_6,1_6,1_6,1_6,1_6&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#e0e0e0&#8243; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Loan Name<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>AAA Advantage Student Loan<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Annual Percentage Rate (APR)<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Variable:\u00a0<\/span><strong>3.68%<\/strong><span><br \/>APR to\u00a0<\/span><strong>16.64%<\/strong><span><br \/>APR<\/span><sup>2,3<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Application Origination or Prepayment Fee<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>0%<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Graduation Reward<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>3.00%<\/strong><sup>4<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Loan Amounts<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Loan amount:<\/strong><span>\u00a0<\/span>$1,000 up to 100% of the certified cost of attendance<sup>5<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; background_color=&#8221;#003665&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][et_pb_button button_url=&#8221;http:\/\/aaa.psl.sparrowfi.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Find My Rate&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;0bf16a6d-2a45-4c39-960a-142d29b9e55d&#8221; custom_margin=&#8221;35.8%|10%||10%|false|true&#8221; custom_margin_tablet=&#8221;35.8%|10%||10%|false|true&#8221; custom_margin_phone=&#8221;10%|10%|10%|10%|true|true&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Lowest APRs shown include a 0.25% interest rate reduction <span>when<\/span> auto pay<span> is elected<\/span><span>.<\/span><sup><span>6<\/span><\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;69px|auto||auto||&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Fixed Rate Loan Details<\/h2>\n<p>AAA Advantage Student Loan<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_6,1_6,1_6,1_6,1_6,1_6&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; border_radii=&#8221;on|10px|10px|10px|10px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#e0e0e0&#8243; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.25)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Loan Name<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>AAA Advantage Student Loan<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Annual Percentage Rate (APR)<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Fixed: <\/span><strong>2.88%<\/strong><span><br \/>APR to\u00a0<\/span><strong>16.39%<\/strong><span><br \/>APR<\/span><sup>2,3<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Application Origination or Prepayment Fee<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>0%<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Graduation Reward<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>3.00%<\/strong><sup>4<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; border_width_right=&#8221;2px&#8221; border_color_right=&#8221;#e0e0e0&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;140%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Loan Amounts<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;4bfa6beb-1bfa-4050-b1f6-bd8a1f4a6af2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Loan amount:<\/strong><span>\u00a0<\/span>$1,000 up to 100% of the certified cost of attendance<sup>5<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;1f25fea0-935d-4875-8d89-518fd6d706ae&#8221; background_color=&#8221;#003665&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][et_pb_button button_url=&#8221;http:\/\/aaa.psl.sparrowfi.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Find My Rate&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;0bf16a6d-2a45-4c39-960a-142d29b9e55d&#8221; custom_margin=&#8221;35.8%|10%||10%|false|true&#8221; custom_margin_tablet=&#8221;35.8%|10%||10%|false|true&#8221; custom_margin_phone=&#8221;10%|10%|10%|10%|false|true&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Lowest APRs shown include a 0.25% interest rate reduction <span>when <\/span>auto pay<span> is elected<\/span><span>.<\/span><sup><span>6<\/span><\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;69px|auto||auto||&#8221; custom_padding=&#8221;80px|||||&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:-1}%93&#8243; border_radii=&#8221;off|10px|10px||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Product Features<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;|4%||4%|false|true&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><\/strong><sup><\/sup><strong><span>Find Your Rate<\/span><\/strong><sup><span>1<\/span><\/sup><span><\/span>\u2013 consumers can check their rate in minutes without impacting their credit score<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Choice of<span>\u00a0<\/span><strong>fixed<\/strong><span>\u00a0<\/span>or<span>\u00a0<\/span><strong>variable<\/strong><span>\u00a0<\/span>interest rates<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Multiple\u00a0<strong>repayment terms<\/strong>\u00a0to choose from:\u00a0<strong>5, 7, 10<span>,<\/span><\/strong>\u00a0<strong>15<\/strong><span>, or<strong> 20<\/strong><\/span>\u00a0years<sup>7<\/sup><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><span>In-School Default Protection<\/span><\/strong><span>: If you elect to make interest only or flat payments while in-school but fall short, In-School Default Protection will save you from default by automatically switching you to a deferred repayment program.<\/span><sup><span>8<\/span><\/sup><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Cosigner release option available<\/strong>\u00a0after making <span>12 <\/span>consecutive on-time <span>principal and interest <\/span><span>payments<sup>9<\/sup><\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/tick-mark.png&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;1e44c2b5-5aef-43a9-9325-c79c52a509d2&#8243; custom_margin=&#8221;||14px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Multiple\u00a0<\/span><strong>repayment options<\/strong><span>\u00a0available<\/span><sup>7<\/sup><\/p>\n<p>[\/et_pb_blurb][et_pb_text ol_type=&#8221;armenian&#8221; module_class=&#8221;listItem&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; custom_padding=&#8221;|||13%|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span>Full deferment<\/span><\/li>\n<li><span>Flat Payment<\/span><\/li>\n<li><span>Interest only<\/span><\/li>\n<li><span>Immediate repayment <\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;0px|auto||auto|false|false&#8221; custom_padding=&#8221;45px|||||&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;35px&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Borrower Benefits<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;|2%|80px|2%|false|true&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; border_radii=&#8221;off|||10px|10px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|2%||2%|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#F44336&#8243; divider_weight=&#8221;6px&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;60px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_number_counter number=&#8221;3.00&#8243; module_class=&#8221;slab&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; number_font=&#8221;|700|||||||&#8221; number_text_color=&#8221;#1080D9&#8243; number_font_size=&#8221;45px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Principal reduction with proof of graduation for AAA members<\/span><sup>4<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider color=&#8221;#F44336&#8243; divider_weight=&#8221;6px&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;60px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_number_counter number=&#8221;0.25&#8243; module_class=&#8221;slab&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; number_font=&#8221;|700|||||||&#8221; number_text_color=&#8221;#1080D9&#8243; number_font_size=&#8221;45px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Interest rate reduction for customers who elect auto pay<\/span><sup>6<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#003665&#8243; custom_margin=&#8221;0px||80px||false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||justify-content: center;&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; border_radii=&#8221;on|10px|10px|10px|10px&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|tablet&#8221; custom_css_main_element_phone=&#8221;display: block;&#8221; custom_css_main_element_tablet=&#8221;display: flex;||align-items: center;||justify-content: center;&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|7%||7%|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; link_text_color=&#8221;#FFFFFF&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;30px||30px||true|false&#8221; custom_padding=&#8221;||||false|true&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"apply-title\">Apply for your Loan Today<\/h2>\n<p>Call<span>\u00a0<\/span><strong><a href=\"tel:1-800-513-1464\">1-800-513-1464<\/a><\/strong> to speak with a Customer Service Representative to learn more about the AAA Advantage Student Loan.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;http:\/\/aaa.psl.sparrowfi.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Find My Rate&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;0bf16a6d-2a45-4c39-960a-142d29b9e55d&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/aaastudentloan.wpenginepowered.com\/wp-content\/uploads\/2024\/05\/college-student-2-jzwrgr@2x.jpg&#8221; width=&#8221;100%&#8221; height=&#8221;400px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; dsm_modules_custom_attribute_on_off=&#8221;on&#8221; dsm_custom_attributes_options=&#8221;%91{%22value%22:%22%22,%22checked%22:0,%22dragID%22:0}%93&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;listItemFull&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;||||on||||&#8221; link_text_color=&#8221;#1080D9&#8243; ul_text_color=&#8221;#000000&#8243; ul_line_height=&#8221;200%&#8221; header_3_text_color=&#8221;#1080D9&#8243; custom_margin=&#8221;3px||80px||false|false&#8221; custom_padding=&#8221;|6%||6%|false|true&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Loan Limits<sup>5<\/sup><\/h3>\n<ul>\n<li><span>Minimum loan amount: $1,000<\/span><\/li>\n<li>Annual borrowing limit: <span>100% <\/span>of the <span>certified <\/span>cost of attendance less aid<\/li>\n<li><span>Aggregate student loan limit (total amount of private and federal student loan debt allowable): $300,000 for Undergraduate, $350,000 for Graduate and Graduate Certificate<\/span><\/li>\n<\/ul>\n<h3>Eligibility<\/h3>\n<ul>\n<li>The student must be enrolled <span>full time or part time <\/span>at an approved school in a degree-granting program.<\/li>\n<li>The student, and, if applicable, the cosigner, must have a good credit history with no student loan defaults or <span>record of a recent <\/span>bankruptc<span>y<\/span>. Students with no credit history, or without a substantial credit history, may qualify with a creditworthy cosigner. Students applying on their own, or cosigners on a cosigned application, <span>may be asked to <\/span>provide proof of income.<\/li>\n<li>The student must be the legal age of majority<sup>1<span>0<\/span><\/sup>\u00a0at the time of application or at least 17 years of age if applying with a cosigner who meets the age of majority requirements in the cosigner\u2019s state of residence.<\/li>\n<li>The student must be a U.S. citizen, permanent resident alien or Eligible Non-Citizen (DACA resident) applying with an eligible cosigner who is a U.S. citizen or permanent resident alien or an international student applying with an eligible cosigner who is a U.S. citizen or permanent resident alien.<\/li>\n<\/ul>\n<p><a href=\"http:\/\/www.campusdoor.com\/Monogram\/AAA\/ISL\/ViewASD.ashx?DisclosureType=B&amp;OutputFormat=HTML\" target=\"_blank\" rel=\"noopener\">Click here to see the Application and Solicitation Disclosure<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text module_id=&#8221;terms&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Before applying for a private student loan, DR Bank and Monogram LLC recommend exhausting all financial aid alternatives including grants, scholarships, and federal student loans.<\/p>\n<p>The AAA Advantage Student Loan is made by DR Bank, Member FDIC (\u201cLender\u201d).\u00a0 All loans are subject to individual approval and adherence to Lender\u2019s underwriting guidelines.\u00a0 Program restrictions and other terms and conditions apply.\u00a0 LENDER AND MONOGRAM LLC EACH RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. TERMS, CONDITIONS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.<\/p>\n<p><sup>1<\/sup> In order to estimate your available rates and loan options, with your authorization, DR Bank will initiate a soft credit inquiry. Soft credit inquiries do not affect your credit. Any rates and loan options offered to you are estimates only.<\/p>\n<p><sup>2<\/sup> Interest rates and APRs (Annual Percentage Rates) depend upon (1) the student\u2019s and cosigner\u2019s (if applicable) credit histories, (2) the repayment option and repayment term selected, (3) the expected number of years in deferment, (4) the requested loan amount and (5) other information provided on the online loan application. If approved, applicants will be notified of the rate applicable to your loan. Rates and terms are effective as of 5\/1\/26. The variable interest rate for each calendar month is calculated by adding the 30-Day Average Secured Overnight Financing Rate (\u201cSOFR\u201d) index, or a replacement index if the SOFR index is no longer available, plus a fixed margin assigned to each loan. The SOFR index is published on the website of the Federal Reserve Bank of New York. The current SOFR index is 3.750% as of 5\/1\/26. The variable interest rate will change if the SOFR index changes or if a new index is chosen or if you automatically qualify for In-School Default Protection (see footnote 8 for details). The applicable index or margin for variable rate loans may change over time and result in a different APR than shown. The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the auto pay discount or automatically qualify for In-School Default Protection (see footnote 8 for details).<\/p>\n<p><sup>3 <\/sup>APRs assume a $10,000 loan with one disbursement. The low APRs assume a 7-year term and the <b>Immediate Repayment<\/b> option with payments beginning 30-60 days after the disbursement via auto pay (see footnote 6 for auto pay details). The high APRs assume a 5-year term with the Interest-Only Repayment option, a 31-month deferment period, and a six-month grace period before entering repayment.<\/p>\n<p><sup>4 <\/sup>The principal reduction is based on the total dollar amount of all disbursements made, excluding any amounts that are reduced, canceled, or returned. The reward must be requested from the Servicer and the student borrower must have earned a bachelor\u2019s degree or higher and must provide proof of graduation along with proof of the borrower\u2019s or cosigner\u2019s current AAA membership to the Servicer. This reward is available once during the life of the loan, regardless of whether the student borrower receives more than one degree.<\/p>\n<p><sup>5 <\/sup>The minimum loan amount is $1,000, except for (a) student applicants who are permanent residents of Iowa in which case the minimum loan amount is $1,001, and (b) student applicants or cosigners who are permanent residents of Massachusetts in which case the minimum loan amount is $6,001. The maximum loan amount to cover in-school expenses for each academic year is determined by the school\u2019s cost of attendance, minus other financial aid, as certified by the school. The requested loan amount cannot cause an individual applicant\u2019s aggregate student loan debt (which includes federal and private student loans) to exceed $300,000 per applicant applying for an undergraduate loan or $350,000 per applicant applying for a graduate or graduate certificate loan.<\/p>\n<p><sup>6 <\/sup>Earn a 0.25% interest rate reduction for making automatic payments from a bank account (\u201cauto pay discount\u201d) by completing the direct debit form accessible on the Servicer\u2019s website. The auto pay discount is in addition to other discounts. The auto pay discount will be applied after the Servicer validates your bank account information. Automatic payments and the associated discount will be temporarily discontinued (1) if you elect to stop automatic deduction of payments and (2) during periods when you are not required to make payments. The discount will be permanently discontinued in the event three automatic deductions are returned by the financial institution for any reason.<\/p>\n<p><sup>7<\/sup> The 15- and 20- year term and Flat Payment Repayment option (paying $25 per month during in-school deferment) are only available for loan amounts of $5,000 or more. Making interest only or flat interest payments during deferment will not reduce the principal balance of the loan. Payment examples (all assume a 14-month deferment period, a six-month grace period before entering repayment, no auto pay discount, and the Interest Only Repayment option): 5 year term: $10,000 loan, one disbursement, with a 5-year repayment term (60 months) and a 10.61% APR would result in a monthly principal and interest payment of $215.48. 7-year term: $10,000 loan, one disbursement, with a 7-year repayment term (84 months) and a 9.41 % APR would result in a monthly principal and interest payment of $162.98. 10-year term: $10,000 loan, one disbursement, with a 10-year repayment term (120 months) and a 9.10% APR would result in a monthly principal and interest payment of $127.22. 15-year term: $10,000 loan, one disbursement, with a 15-year repayment term (180 months) and a 8.98% APR would result in a monthly principal and interest payment of $101.31. 20-year term: $10,000 loan, one disbursement, with a 20-year repayment term (240 months) and a 9.34% APR would result in a monthly principal and interest payment of $92.17.<\/p>\n<p><sup>8 <\/sup>Interest Only or Flat Payment Repayment loans that reach at least 90 days delinquent during an in-school deferment period will automatically transition to the Full Deferment Repayment option. Under these circumstances, the interest rate on an original Interest Only loan will increase by one percentage point (1.00%) and the interest rate on an original Flat Payment Repayment loan will increase by one quarter of one percentage point (0.25%). Credit reporting prior to the transition of a loan to the Full Deferment Repayment option will remain on your record. Any unpaid accrued interest at the end of an in-school deferment period may be capitalized in accordance with the Credit Agreement.<\/p>\n<p><sup>9 <\/sup>The student borrower must meet certain credit and other criteria, and 12 consecutive monthly principal and interest payments or lump sum payments equal to 12 monthly principal and interest payments must have been received by the Servicer during any 12-month period. While a loan is in a reduced repayment plan or while a request for a reduced payment plan is pending, borrowers are not eligible to apply for cosigner release.<\/p>\n<p><sup>10 <\/sup>The legal age of majority is 18 years of age in every state except Nebraska (19 years old, only for wards of the state), and Puerto Rico (21 years old).<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AAA Advantage Student Loan The AAA Advantage Student Loan is a private student loan that could help pay for college. Whether you are enrolled in an undergraduate, graduate or graduate certificate program, you worked hard to get into college, let us help you pay for it. Applying for a student loan can seem complicated. AAA eliminates the confusion by offering lending products with features and benefits that are plain and honest. You can find your rate1 in minutes, with no impact to your credit, and easily compare your options before you choose.Variable Rate Loan Details AAA Advantage Student LoanLoan NameAAA Advantage Student LoanAnnual Percentage Rate (APR)Variable:\u00a03.68%APR to\u00a016.64%APR2,3Application Origination or Prepayment Fee0%Graduation Reward3.00%4Loan AmountsLoan amount:\u00a0$1,000 up to 100% of the certified cost of attendance5Lowest APRs shown include a 0.25% interest rate reduction when auto pay is elected.6Fixed Rate Loan Details AAA Advantage Student LoanLoan NameAAA Advantage Student LoanAnnual Percentage Rate (APR)Fixed: 2.88%APR to\u00a016.39%APR2,3Application Origination or Prepayment Fee0%Graduation Reward3.00%4Loan AmountsLoan amount:\u00a0$1,000 up to 100% of the certified cost of attendance5Lowest APRs shown include a 0.25% interest rate reduction when auto pay is elected.6Product FeaturesFind Your Rate1\u2013 consumers can check their rate in minutes without impacting their credit scoreChoice of\u00a0fixed\u00a0or\u00a0variable\u00a0interest ratesMultiple\u00a0repayment terms\u00a0to choose [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p>This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like pi&#241;a coladas. (And gettin' caught in the rain.)<\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:paragraph -->\n<p>...or something like this:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community.<\/p><\/blockquote>\n<!-- \/wp:quote -->\n\n<!-- wp:paragraph -->\n<p>As a new WordPress user, you should go to <a href=\"https:\/\/aaastudentloan.wpenginepowered.com\/wp-admin\/\">your dashboard<\/a> to delete this page and create new pages for your content. Have fun!<\/p>\n<!-- \/wp:paragraph -->","_et_gb_content_width":"","footnotes":""},"class_list":["post-2","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=\/wp\/v2\/pages\/2","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2"}],"version-history":[{"count":0,"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=\/wp\/v2\/pages\/2\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.aaaadvantageloan.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}